Making money last until the next payday took on new meaning for North Davie Middle School students during SECU’s Reality of Money simulation on Thursday, October 22.

Students in grades 6–8 stepped into the role of adults managing household budgets, balancing family needs and making everyday spending decisions. Each student received an assigned profile that included a career, education level, monthly income, family situation and credit score.

From there, students visited expense stations representing housing, transportation, groceries, childcare, insurance and entertainment. Their challenge: cover their expenses without running out of money.

With guidance from State Employees’ Credit Union representatives and community volunteers, students weighed needs against wants and adjusted their budgets when spending exceeded their available income. The experience also connected education, career choices and credit with the financial options available to them in the future.

The simulation brought classroom learning to life, giving students an opportunity to apply math skills, think critically and consider the consequences of their decisions. It offered a practical look at the responsibilities of adulthood while encouraging students to think about their own goals.

“North Davie appreciates the SECU representatives and community volunteers helping bring this learning opportunity to students,” said Bryant Copeland, NDMS principal. “Their involvement gives students a chance to learn directly from adults who can help explain the challenges and responsibilities of managing money.”

Thank you to SECU and the community volunteers who shared their time and knowledge to help North Davie students prepare for life beyond the classroom.